If you use your vehicle for business purposes, it will require a commercial auto insurance policy. in case you're a sole proprietor who just goes to 1 or 2 work locales daily, or simply utilize your vehicle for commuting then you might only need a personal auto insurance policy.
If the vehicle is heavier than a normal size pickup or SUV, like a dump truck, tow truck, or semi truck, it will require a commercial auto and low cost truck insurance.
Depending on the nature of business, if the vehicle requires higher liability limits; truck insurance commercial policies typically offer higher limits than personal auto insurance policies.
if you require commercial or business auto insurance coverages, high Liability insurance limits, operate an unusual vehicle, haul special equipment, transport goods or people, or have other special needs, then you'll need progressive truck insurance.
Ask for the help of your local trusted agent Houston National Ins Of America if you ever have any doubts or questions regarding your business or personal policy. Our agents will be honest about your coverages and we will inform you if your policy should be personal or commercial.
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Created with images by Jacob Peters-Lehm - "Morning rutine" • Momentmal - "mobile shop dairy ice cream" • Clarisse Meyer - "Taking pictures at a market"