Reviews from Clients Please see below

"TEN STARS ACROSS THE BOARD!!! My originator was Ryan Holmes. Ryan was a pleasure to work with. From our initial conversation, he demonstrated a wealth of knowledge and helped make the process of securing my home mortgage loan as easy as possible! I would recommend Ryan with Homestate to any/everyone. Honestly, I shopped my mortgage and at the end of the day, he was able to offer a GREAT deal. However, I chose to work with Ryan because of his character and integrity above all else." - Jenise P.

"I had an extremely unique set of circumstances and was in the process of selling and buying a new home, trying to navigate financing options. Ryan was hands down the best lender that I spoke with when figuring out who I wanted to work with. It was evident that Ryan knew what he was doing and was able to provide me with specific information to help ensure my ability to get financed. He communicated with me throughout the entire process, was insanely timely in how he handled and reviewed my paperwork, and worked with me to ensure the highest possibility of me being able to be financed. He even managed to help me get financed for our home purchase at a 2.875.% interest rate! I highly recommend him to anyone and everyone that has financing needs! He was absolutely wonderful and so easy to work with!" - Kelsey B.

"Could not ask for better service or support. We worked with Ryan as first time home buyers & I truly can tell he made our lives so easy through the process. Obviously very good at his job, he was very accommodating with schedules, patient with questions & really held our hands through this & got us a great deal. He works hard and makes the effort to communicate, and clearly, and so we were able to get our needs met and more - we have been very well taken care of. Thank you Ryan and Homestate!!" - Courtney K.

"Ryan was extremely helpful with any question that had come up that I didn’t know the answer to especially with this being my first home there were a lot of questions. 11/10 service and I highly recommend Ryan at Homestate Mortgage." - Connor W.

"It was a pleasure working with Mr. Ryan Holmes. The gentleman made the mortgage process pain free. It can be a complicated process, especially if you’re a first time buyer like myself. Ryan broke down the process step-by-step. I was able to contact him and have any questions answered at all times. Because of this I will continue to us Homestate Mortgage for my future purchases." - Mario F.

"Ryan Holmes is a wonderful resource for home buyers! He is great at communicating throughout the loan process. His processes are efficient and timely. He has a lot of experience 1031 investment property exchanges as well, which is helpful to many. I definitely recommend his services!" - Carmi G.
"Working with Ryan was such a pleasant experience. He made buying my first home so easy and I got such a great deal. He’s responsive and very thoughtful. He knows what he’s doing and it shows! Definitely recommend." - Candice R.
"I highly recommend Ryan Holmes. His experience in loan preparation was top notch. He made getting our home mortgage one of the smoothest transactions I have ever experienced. I have purchased quite a few homes and have done numerous refinances. I would definitely consider Ryan in your next home purchase or refinance." - Robert S.
"Ryan Holmes with Homestate Mortgage cranked up the customer service to 11! Ryan helped us close on our home, despite challenging finances and a tight closing date, and he closed ON TIME! With our recent home purchase, we talked with a LOT of people, and we were easily confused; Ryan always called me when he got the drift we were in over our heads and he made it all clear with a great deal of patience. Buying a house is hard work, but Ryan made it easy with a web portal that walked us through the process. We shopped lenders, and Homestate really shined when it came to modern technology that didn't make us feel dumb. It means a lot to trust your lender, we have been burned before; Ryan, on the other hand, was very easy to talk to, he was confident but not unrealistic and this made us feel safe." - Jesse P.
"Ryan is awesome at his job! He had all the answers to my questions & helped me get into my first home in a timely & efficient manner. He helped me get a local grant, as well as a great deal on my overall mortgage. He was friendly, professional, & knowledgeable. I will be using him again in the future. I highly, highly recommend! " - Johnathan H.
"I would highly recommend. Ryan is very customer focused and validates loan requirements well ahead of when they are needed. He works closely with the realtor to insure the customer is well taken care of and keeps all customer information confidential until getting consent to share from the customer, which I greatly appreciated. For these reasons and many others I must say I would definitely use his services in the future." - Raul H.
"Ryan was able to get a transaction closed for my clients that other lenders couldn't. He communicated very well throughout the entire process. His attention to detail was amazing. He is very knowledgeable and he responded on weekends and evenings. I look forward to working with him again! " - Wendy S.
" Working with Homestate Mortgage company was very stress-free and a simple process. My mortgage loan originator, Ryan Holmes, was awesome. The process of purchasing my home was nothing short of seamless... Couldn’t ask for anything else from this company!! Highly recommend!" - Adrian W.
"I highly recommend Ryan Holmes for all of your home loan needs. He was very helpful in letting us know our options and expediting the process to the best of his ability. He worked long hours and kept us informed about the process along the way. I appreciate Ryan's timeliness, kindness, and patience with explaining the loan process to a first time home buyer:) Thank you Ryan!!" - Lisa R.
“I just wanted to thank you so much for all your hard work. This was a great experience for me. I appreciate your patience and your knowledge of the home buying experience. I really did learn a lot and you made it easy for me to understand and helped me to walk through the whole process. Thank you for your time and for your effort. I am also sure that if I need any advice in the future, you will be there. " - Debbie G.
"Ryan was AMAZING at helping us refinance our beautiful Alaska home. We used Homestate Mortgage when we bought our home 5 years ago and were so happy to work with them again." - Season B.
"I am grateful that I found Ryan to help me get my new home in Anchorage. After 30 years I needed to move back and Ryan made the whole process as easy as possible given that I was doing this from 3,700 miles away. Even with the time difference, he was available when I needed his help. He is very knowledgeable about all aspects of this process and was able to keep me apprised of all the steps that are required these days to secure a mortgage. I highly recommend him to anyone needing to get a mortgage." - Sondra S.
"Ryan Holmes went out of his way to help us refinance our house. Even when we thought it wouldn’t happen he kept working with us and was able to make it work. I would highly recommend Ryan for any of your mortgage needs. Thanks again Ryan :)." - David P.
" If you are looking to purchase a home, whether it be your first home or 5th home, Ryan with Homestate Mortgage is a great person to work with! From the first phone call to the last, Ryan was able to walk me through each step and explain anything I was not aware of and did not fully understand in the process of purchasing a home. He was very easy to communicate with throughout the whole process via emails and phone calls and while purchasing, moving, and working full-time is very stressful, Ryan did his best to make it as easy as possible for my wife and I to purchase our first home together. 100% would recommend Ryan and Homestate Mortgage Company." - Zack A.
"Ryan was so helpful when it came to finding a mortgage as first time homebuyers. Not only did he make that process a breeze but he also was there for us through and after closing on the house, helping every step of the way. We would definitely recommend Ryan to family and friends :)" - Jessica M.

"Ryan Holmes with Homestate Mortgage Company is incredibly professional, responsive, and will stand on desks to make things happen for his clients. He is a great communicator and is very resourceful. As a Realtor - I do quite a bit of business with him and have never been disappointed. On a personal level - my husband and I did a refinance with him right before the pandemic hit. Many things were changing in how we did business in the real estate community - Ryan was always on top of the changing rules/mandates. He will always work towards a solution rather than tell his clients something won't work. I cannot express enough how grateful I am that we used Ryan during these uncertain times. I will certainly use Ryan again in the future and am glad we had him in our corner during our refinance. Thanks Ryan - you truly made a difference in our lives!" - Dominique Park - Park Realty Alaska & Keller Williams Realty Alaska Group

But don't take their word for it contact Ryan today and see for yourself!
907-570-8299 - rholmes@homestatemtg.com - NMLS #1844103


Created with images by Kalen Emsley - "Wet mountain valley" • Luke Richardson - "Sunrise over mountains" • Chris Abney - "untitled image"