Banking has been somewhat rare and uncommon among the poor since there're some barriers present preventing them from signing up for an account: proximity and transportation, literacy and language and qualification for loans. One main problem in banking associated with poor people is that their amount of money put into the bank is usually too insignificant or small hence, meeting no qualifications. However, micro-finance or small, collateral free loans have emerged and arisen in impoverished countries which can give an upper hand for poor in need.
1. The problem here addressed by USAID encompasses the cause and efforts to prevent the ongoing climate change and global warming which are scientifically, primarily caused by the human activities and huge emission of CO2 into the atmosphere. USAID is sharing world-class climate knowledge, data and tools to ensure countries can predict, prepare for and adapt to change or resolve this prevalent and concerned problem. USAID also wants to lay the foundations for sustainable growth powered by clean energy and healthy environment in countries so as to better the world regarding this issue. Statistic demonstrating the issue of climate change:
2. USAID’s mission is to end poverty and advance human prosperity and security. Their climate work safeguards this mission and puts countries on a path to pursue clean energy growth and resilient, low-carbon development. Countries around the world are feeling the effects of climate change, from more intense heat waves, droughts, floods and storms to slower-moving changes like ocean acidification. USAID's official plans and actions in their program regarding the environment and climate are the followings: supporting land tenure policies and resource rights, giving people the right to own and manage natural resources responsibly; Fighting deforestation and planting trees, so that forests continue to provide clean water and air, improve agricultural productivity, slow the rate of climate change, counter desertification, and support economic growth; protecting biodiversity, so that people don’t lose essential goods and services generated by intact and functional ecosystems, and species aren’t lost to extinction; and mitigating and adapting to the effects of climate change, so countries can grow without harming the environment while strengthening their resilience to warmer temperatures and weather shocks.
3. USAID plays a key role in global climate action. Reaching about 50 countries with climate and clean energy knowledge, data and tools, USAID helps ensure all countries have the support they need to act on climate. A few accomplishments achieved USAID over the years of encircling the resolution for climate change are: rural Laos renovates water system in face of longer droughts, women use solar power to light up rural villages in India and smart grid technology reduces power. These specific accomplishments have encouraged USAID establish their fixed plans as well actions in their climate change program so as to keep up the progressive improvement and outcomes.
4. One of USAID's climate change programs, Low Emission Development is set to reduce the level of carbon dioxide in dozens of nations across the world. Enhancing Capacity for Low Emission Development Strategies (EC-LEDS) is a flagship U.S. government effort that assists partner countries in developing and implementing LEDS and under EC-LEDS, USAID and other US agencies cooperate with partner countries to pursue and achieve the common goal of bettering the status of climate around the globe.
6. I think USAID's program regarding climate change is effectively working thanks to its broad and wide partnership and cooperation with affiliations such as NASA, US State Department, US Environmental Protection Agency, etc. USAID has addressed numerous outlines and platforms for the effort of improving the current status of climate change all over the globe. Alongside with a large number of partners and affiliations, USAID also provides many generous and broad support to many countries to solve the man-made problem together.
1. Foreign assistance is aid given by the United States to other countries to support global peace, security, and development efforts, and provide humanitarian relief during times of crisis. It is a strategic, economic, and moral imperative for the United States and vital to U.S. national security (US ForeignAssistance.org).
2. 34 billion dollars are planned for spending on foreign aid in 2017.
3. U.S. Government agencies manage and implement foreign assistance funds through programs that benefit countries, regions, and the world. The U.S. Government provides assistance to over 100 countries around the world (US ForeignAssistance.org).
4. Foreign assistance funding is classified into one of nine categories and expected to spend on each of them:
- Peace and Security: $8.3 billion
-Democracy, Human Rights and Governance: $2.7 billion
-Education and Social Services: $1.1 billion
-Health: $9.3 billion
-Economic Development: $3.6 billion
-Humanitarian Assistance: $6.0 billion
-Environment: $1.3 billion: