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Payment Plans Erika Gayle Photography

Budgeting for your session is easy with the two types of payment plans we offer.

Pre-Pay

With the pre-pay plan, you select your products in advance of your shoot. You may take 3, 6, 9, or 12 months to pay your balance. Once your balance is one payment away from being paid in full, we will schedule your session!

What is required?

  • Signed payment plan contract
  • 20% non-refundable retainer upon booking your session

Payments

Payments may be made by Auto-Payment (via credit or debit) or Manual Payment (via e-transfer).

Auto Payment

Two cards (debit or credit) are required for your automatic payment plan. Your second card will only be used in case your first card is declined. Your first payment will automatically be charged to your card on the day you book your session. Your next payment will come out one month after your first payment (ie if your first payment was on June 3, your next payment will be July 3).

Your card will be charged every month for the duration of your payment plan. Your minimum amount will be due each month. If you'd like to pay your balance faster so you can have your session done sooner, I can arrange for your next payment to be higher if you wish! Just send me an email and I'd be happy to arrange that for you.

Manual Payment*

If you don't have a credit card or would rather pay via e-transfer, no worries!

If you select the manual payment route, I will set up automatic payment reminders. Ten days before your monthly invoice is due, you will automatically receive your current invoice plus payment instructions on where to send the e-transfer.

If you'd like to book your session sooner, that's easy! When you make your payment, you'll have the option to enter more than your amount owing, to pay off your balance faster. No need to email me to arrange it!

*please note that manual payment plans are available with pre-pay plans only

Post-Pay

With the post-pay plan, you select your products at your image reveal. You may take 3, 6, 9, or 12 months to pay your balance. Once your balance is paid in full, I will begin retouching your order. You'll receive any digital files 2-3 weeks after your final payment along with your album proof. Print products will arrive approximately 3-6 weeks after final approval.

What is required?

  • Signed payment plan contract
  • 20% non-refundable retainer
  • 2 forms of payment method (debit, credit)

When will my payments be charged?

On the day of your reveal to initiate your payment plan, you must make a payment of 20% of your balance (this is your non-refundable retainer).

Two forms of payment (debit or credit) are required for your automatic payment plan. Your first payment will automatically be charged to your card one month after your reveal date (ie if your reveal was on June 3, your next payment will be July 3).

Your card will be charged every month for the duration of your payment plan. Your minimum amount will be due each month. If you'd like to pay your balance faster so you can have your album and prints sooner, I can arrange for your next payment to be higher if you wish! Just send me an email and I'd be happy to arrange that for you.

*please note that manual payment plans are available with pre-pay plans only

When will I receive my products?

If you chose to pre-pay for your products, you'll receive them 3-6 weeks after your reveal and/or your final approval on album design. Woohoo, you'll get your prints back in a flash!

If you chose to post-pay for your products, you'll receive them 3-6 weeks after your account is paid in full and/or your final approval on album design.

What else do I need to know?

  • Payment plans are available with online payments only - sorry, no cheques.
  • If you miss or make a late payment, or your card is declined, your account will be charged a $50 late fee per missed payment.
  • If you miss 3 payments in a row and I have not heard from you, your gallery is automatically deleted and any monies paid are non-refundable.
  • If you need to change your payment date, you may request a one time┬áchange. You must request this change no later than 3 days before your payment is due. Additional requests will be charged the $50 late fee per change.
  • All orders are FINAL and no modifications may be made once you have signed your contract

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