Kiva & The 5 "P's" of Poverty

Peru is in poverty because citizens have a mere nine years of education(Human Development Reports), and the country of Peru became independent from Spain only 130 years ago(The World Factbook: Peru). The lack of education limits citizens of Peru from finding constant employment as more than 82% of the labor force works in Agriculture and performing services (Human Development Reports). These jobs often don’t give a daily income because farming is only profitable when crops are sold. Also, jobs that are dependent on people buying something can take an income hit if the population does not want or need the product. Because Peru only gained its independence 130 years ago, there has been a limited amount of time to develop a stable government and a low amount of time to industrialize and modernize which causes some of the issues above because Peru does not have the ability to send children to school because they must work to get food onto their table.

The “P” that effects Peru the most is people. This is because there are 30,741,062 people in Peru which causes more competition for wages (The World Factbook: Peru). Also, there are many diseases and health issues in Peru such as the Zika virus, Hepatitis A and typhoid fever (The World Factbook: Peru). These health issues can get people sick, and because they cannot afford doctors or medication this can lead to large amounts of people not being able to work. This causes poverty because the people will have to pay large medical bills with interest, which can pile up over time hurting their financial standing. This would hurt the economy because when there are more people who cannot work, there are more people who must be supported. Because of these people's low pay, they cannot afford education for their children, and instead of going to school and getting an education they have to work. In conclusion, the people of Peru is the biggest contributor to their poverty due to their lack of education and well paying jobs.

The peace of Peru effects the country's poverty because the two wars that took place which were, War for independence from Spain (1820-1826) and the War of the Pacific (1879-1883) (Worldbook: Peru), left the nation in more debt. Because of that they wouldn't have enough money to build schools and a better economy which would mostly take Peru out of poverty, because of the immense amount of debt they would have to control which would be hard to contain especially because they don't have a thriving government and economy. Right now Peru is peaceful and with the people and president having anything to oppose there is low risk of another war occurring which is very good for the developing nation.

Kiva's overall goal is to help small businesses in the U.S., but it mainly foreign countries get a jump start. People from all around the world give micro loans to small businesses in order for their company to grow and hopefully, overtime the companies pay back the loan.

The candidate “Las Emprendedoras De San Mateo” would make a good reliable candidate because their candidate has a retail business that sells good, wholesome, food and investing in them and the group would allow for them to buy the food they need to supply a wider variety of food for the customers. By buying a wider variety of food, they can buy meals that have the calories and vitamins people need. This will draw more customers in such as families who want their kids to get the vitamins they need to become strong and healthy. They are also a good candidate because food is always needed by people, and if the food is better, than it is better for the people who will buy from there store because they will not have the long term health effects of have an unbalanced diet. If the candidate, “Las Emprendedoras De San Mateo Group” was invested in then there sales may increase due her having more products to sell which would allow for the investors to be payed back.

Our candidate, who is from the “Las Emprendedoras De San Mateo Group” reflects numbers 1, 2, 3, 8, 9 and 11 of the UN sustainable goals. Our candidate supports goal one because with the money that they will get will help them to get out of poverty by bringing in more income. The candidate from Las Emprendedoras De San Mateo Group also supports goal two by providing healthy food for the citizens of Peru which will prevent them from going hungry. Our candidate supports goal 3 because the healthy food that the customers will purchase from the store will allow for them to get the proper minerals, calories, and vitamins that they need for a healthy lifestyle. Our candidate supports goal 8 because a store in Peru would allows for more people to get jobs that pay well. Another goal that our candidate reflects is goal 9. This is because having markets creates more industries and selling healthy food at the market is a form of innovation because when people see this they may start help to evolve their communities so they can provide necessary nutrients for others in their communities. The last goal that this candidate would reflect by receiving a loan is goal 11. This is because the market created by this loan would make cities and communities more maintainable by allowing more business which would make the communities more profitable.

The People in Peru affect the country's poverty because of the high amount of contagious diseases and the low amount of education. Peru is in poverty because the lack of education limits the citizen’s abilities to get jobs that earn more money (Human Development Reports). This causes more poverty amongst the people because the jobs that the citizens get are more likely to be service based jobs which give inconsistent pay which means that it is harder for the citizens of Peru to save money. Contagious diseases such as Hepatitis A, Typhoid fever and the Zika virus (The World Factbook: Peru) in Peru have caused poverty because when the citizens of Peru get these diseases, they have to spend money that they likely do not have on doctors and medicine to help with/get rid of the diseases.

The place/location of Peru affects the country’s poverty. This is because the poverty of the country limits the people's accessibility. The country won’t have access to foods outside their country and will only have access to foods that they can grow. This is an inconvenience because if there is bad weather, a bad growing season or hurricane etc. people the crops won’t grow and the people will starve. This is also a problem because if Peru is limited to certain foods, they will most likely not be able to get the calories and nutrients an average person needs. Getting the right amount of calories and nutrients is crucial to maintaining a healthy immune system, especially for adolescents.

The past of Peru affects the country’s poverty. This is because being that the country was only colonized in 1821(CIA), the country has had much time to develop and prosper. The country has approximately 195 years of independence, this might seem like a lot, but it’s not that much time to make laws, create a government, make cities and buildings etc. not to mention the that they government needs to find the money for all of this too. The past also affects the country's poverty because if the country never had a good school education to provide, then the future adults of the country will not be educated to do anything all that successful. Hence, if the adults aren’t educated than the country can never really grow or innovate.

The politics in Peru affect the country’s poverty because the lack of connectivity between communities on the east slopes of the Andes mountain range and the separate communities in the highlands (The World Factbook: Peru). The lack of connectivity between communities means that it is harder for people in very isolated places to get jobs in other communities and to get good education past high school. The lack of education and good paying jobs in other communities means that it is harder for the people in isolated regions with few jobs to find jobs and to get the education that they would need for those jobs.

The peace of Peru effects the country's poverty because the two wars that took place which were, War for independence from Spain (1820-1826) and the War of the Pacific (1879-1883) (Worldbook: Peru), left the nation in more debt. Because of that they wouldn't have enough money to build schools and a better economy which would mostly take Peru out of poverty, because of the immense amount of debt they would have to control which would be hard to contain especially because they don't have a thriving government and economy. Right now Peru is peaceful and with the people and president not having anything to oppose there is low risk of another war occurring which is very good for the developing nation.

Works Cited

Website links:

León, Miguel A. "Peru." World Book Student. World Book, 2016. Web. 16 Dec. 2016.

"5 ‘P’s of Global Poverty." Grasping Global Poverty. N.p., 11 Aug. 2010. Web. 23 Dec. 2016.

"The World Factbook: PERU." Central Intelligence Agency. Central Intelligence Agency, n.d. Web. 23 Dec. 2016.

"Peru." World Geography: Understanding a Changing World, ABC-CLIO, 2016, worldgeography.abc-clio.com/Search/Display/1121250. Accessed 19 Dec. 2016.

"Human Development Reports." | Human Development Reports. N.p., 2015. Web. 23 Dec. 2016.

Picture links:

Https://www.facebook.com/thetravelbunny. "Peru - My 2016 Dream Destination." The Travelbunny. N.p., 25 July 2016. Web. 04 Jan. 2017.

"Start lending." Kiva. N.p., n.d. Web. 04 Jan. 2017.

"Sustainable development goals." United Nations. United Nations, n.d. Web. 04 Jan. 2017.

"Vitamins for Healthy Food - Google Search." Vitamins for Healthy Food - Google Search. N.p., n.d. Web. 04 Jan. 2017.

UNIC Lusaka. N.p., n.d. Web. 04 Jan. 2017.

"Pictures of Earth." Pictures of Earth · Pexels · Free Stock Photos. N.p., n.d. Web. 04 Jan. 2017.

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