Redlining By: Liam oliver

Liam Oliver

1/19/17

English A8

REDLINING

A serious issue that happened back in the early 1900s and is still a problem today is Redlining. Redlining happens when banks refuse to loan, give you insurance etc. because of the area you living in. In article 17 in the human right it states “ (1) Everyone has the right to own property alone as well as in association with others.

(2) No one shall be arbitrarily deprived of his property”. (http://www.un.org/en/universal-declaration-human-rights/) It was called redlining because people would make a map and color-coded based on their wealth. Red was the poorest and they only do it to people living in red areas. The sad thing about this is that people who have been treated poorly there whole life and live in ghettos or hoods have no way out because of redlining and because banks won't loan them the money they need to get out of the slump. Redlining happens in most states in the USA.

Recently in the past couple years in Florida Wells Fargo, Bank of America, and Citigroup all got lawsuited for redlining. They were all sued. The successful thing that came out of this was, people started to notice redlining was still a big deal and started protesting and other states started finding out their banks were redlining. They were all eventually sued and dropped after being accused.The only really weakness is that there are a lot of racist people that would prefer redling and prefer black people stay in the ghettos/hood.

Some future steps that could be made to prevent redlining are bring it to court and try to make laws that prevent. They should start a protest more they should have sit-ins in banks and marches. This can be really effective because when people see you are dedicated by sitting in banks and not moving until arrested some will be motivated to do the same. The weakness that would come out of this would be lots of people would get mad, aggravated, and annoyed because these people are preventing them from getting into their banks. We can conclude that redlining still a serious thing but can prevented.

BIBLIOGRAPHY

http://www.un.org/en/universal-declaration-human-rights/

https://washingtonspectator.org/how-redlining-led-to-rioting/

http://www.theatlantic.com/business/archive/2014/05/the-racist-housing-policy-that-made-your-neighborhood/371439/

http://sites.psu.edu/jjfcivic/2016/03/25/legislation-to-stop-redlining/

https://en.m.wikipedia.org/wiki/Redlining https://en.m.wikipedia.org/wiki/Housing_segregation_in_the_United_States

https://www.thenation.com/article/key-recovering-black-wealth-america/

http://www.gettyimages.com/detail/news-photo/evict-kl-3-9-98los-angeles-jan-arceneaux-and-other-news-photo/567426627

http://www.gettyimages.com/detail/news-photo/evict-kl-3-9-98los-angeles-jan-arceneaux-and-other-news-photo/567426627

https://robliano.wordpress.com/2015/01/27/4-ways-to-turn-hope-into-reality/

http://kingofwallpapers.com/community.html

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