Finnish health care is available to everyone but is not free. In Finland you have to pay a patient fee. Seeing a doctor at a health centre is €20.90 that may be charged three times a year. If a low income household needs medical attention the amount charged is the amount that the family is able to pay. Patient fees are what fund hospitals..
Education: the Finnish start school at age 7 and end at age 16.(1st - 9th grade).school is mandatory and free from 1st to 9th grade. 66% go on to college. 93% graduate high school.the school system is 100% state funded.
education:they have free primary and secondary education, which totals up to 11 years of free education.
health care is not free for everyone surgeries can cost thousand of ringgit. Food in hospitals are barely affordable, even though it only costs RM1 for outpatient treatment and RM5 for specialist care.
77% of people have access to health care. The number of hospital beds per 10 000 is 3. Two thirds of the children under 5 are under nourished. Bangladesh is very common for diseases such as malaria due to lack of sanitation. Most of the health care bills are out of the pocket of patients pockets.
%61.5 of people in Bangladesh have the chance to attend school. Education is free up until grade 10.
So in conclusion. I think education and health care are the most important factors to help determine a rating on the HDI scale and to determine their countries quality of life. Education also effects the literacy rate and income rate. Health care has an effect on the birth rate, child mortality rate, death rate, infant mortality rate and the life expectancy.