Written by Plaintiff Litigation Group PLLC
The insurance claim process can be intimidating, and unfortunately for many people it’s "learn as you go," with mistakes along the way. This information is an effort to help you, an insurance claimant, protect yourself and avoid making a mistake that will jeopardize your claim.
We're the Plaintiff Litigation Group—a Seattle law firm devoted to representing policyholders in all kinds of claims involving insurance.
No. 1. Don't waste time.
Call your insurance company as soon as you think you might have an insurance claim. If you don’t know the number, call and ask your insurance agent or broker. If you might be covered under someone else’s insurance, then ask for the insurance information and make sure that a claim is being made. Examples of when you might be covered by someone else’s insurance include when damage occurs to a condo unit (in which case you should ask your condo association, condo board, or condo manager), when you have an accident in a company vehicle, or when you might be covered under your parent’s insurance. Whatever you do, don’t let time pass. Insurance policies generally require you to report the claim as soon as possible.