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Interior FCU Newsletter Spring 2021

The Credit Union held our 85th Annual Meeting on Wednesday, March 18, 2021. It was a great virtual meeting! Thank you to all our members that attended. If you missed it, you can read the annual report on our website.

In the fall of 2020, our Senior Management and Board of Directors revised the Credit Union's purpose, mission, and values. Now that we have held our Annual Meeting and have hit the ground running in 2021, we'd like to share our new direction with you.

Purpose

To provide world-class financial products and services so that members can achieve their dreams.

Mission

To deliver excellent service to our members with financial products that meet their diverse needs.

Core Values

Integrity, Accountability, Excellence, Empowerment, Member Satisfaction, Trust

Following our Annual Meeting, the following officers were elected:

  • Chair: Mark Davis
  • Vice Chair: Karen Baker
  • Secretary: Monica Taylor Lane
  • Treasurer: Brenda Rodriguez

John Nyce served as Chairman for the past 10 years, and we thank him for his diligent leadership. John will still serve as a member of our Board of Directors.

Vehicle Loan Promotion

Apply for a 48 month vehicle loan with a rate as low as 1.99% APR*. If you already have a vehicle loan financed elsewhere, you can possibly refinance for a lower rate. This rate applies to new and used vehicles. Apply soon because this rate is only available until April 30, 2021. Use one of our car buying services, Carvana® or TrueCar®, to find a great deal on your next vehicle!

Click here for more information on loan costs.

Personal Line of Credit (PLOC): The Rainy Day Fund

Sometimes life throws expensive surprises. To cover them, you may need to borrow funds. If you’re borrowing to finance a costly event, consider a personal line of credit. You can use a PLOC for things like:

  • Overdraft Protection
  • Unexpected Medical Bills
  • Weddings
  • Major Life Events

Read our new blog to learn more about personal lines of credit and the beauty of only paying for what you use!

Home Equity Line of Credit

Is your house ready for an update? Is it finally time to upgrade to the new kitchen you've always wanted? Consider Interior Federal Credit Union for a home equity line of credit. Use your home's value to give yourself some extra money to make updates or pay for other expenses like medical bills, unexpected life changes, and more!

We also offer fixed rate home equities! Read more about them on our website. Equal Housing Lender.

Card To Cart

Are you an avid online shopper? Do you frequent sites like Amazon®, Walmart®, iTunes®, or just grocery shop online? You’re in luck, if you add your Interior FCU Visa® debit card or Visa member rewards credit card to your online account, you’ll be able to rack up points quickly! With a Visa debit card, you can take full advantage of our Nickel Back Program and earn 5 cents on signature-based transactions! If you’re a member rewards cardholder, you can redeem your points for cash back or save up for your next adventure after the pandemic. Make your cards top of wallet, and you’ll be happy you did! Start earning today and apply for your Visa card. Do you use Visa Secure when shopping online? Make sure to add our cards there as well.

Did you know that if you have both our debit and credit card you can combine your rewards? That’s right, earn more points faster when you combine your spending. Then, redeem your points for cash, adventures, gifts, or make a donation to your favorite charity.

Already taking advantage of your rewards? Using our digital wallets can help you stay safe from COVID-19. If you’re shopping in person, all you have to do is tap, pay, and go!

Forgot your wallet in the car or even at home? Don't sweat it. Using your smartwatch, pay for your items right there... hassle free! Another great benefit of paying with a smartwatch – it's contactless! Avoid touching card surfaces by holding your card about an inch above the card terminal. We offer Apple Pay®, Samsung Pay®, Google Pay®, Fitbit Pay™, and Garmin Pay™.

Financial Education

April is Financial Literacy Month! We want to let you know about all the financial education Interior FCU has to offer our members. Go to ACHIEVE financial wellness to learn about topics like checking accounts, home loans, retirement, and more! Interior FCU has also partnered with GreenPath to give free housing counseling, webinars, free financial and credit counseling, and debt management plans.

Transfers Are Easy!

Interior FCU offers 4 different kinds of electronic transfers:

  • PopMoney - transfer money to another person outside IFCU
  • Online Funds Transfers - transfer money between your personal accounts
  • External Loan Payments - transfer money to pay your IFCU loan
  • Member to Member Transfers - transfer money between IFCU members

Learning how to make a transfer is an important service we offer our members for their financial needs and we’re here to help you learn how.

Carrier message and data rates may apply.

New Member Benefit

Never forget a password again with Keeper® Security! Keeper is a top-rated password management application that allows users to store passwords in a protected vault for future use. With Keeper, you’ll always have the password you need. Members are eligible for a 20% off discount with the promo code “IFCU21”. Click the button to get started with your personal Keeper account.

Update Your Email Addresses

It's so important that we can communicate with you. Especially for important account notifications, we need to know how to reach you fast. We can only do that if we have your correct email address. Please make sure your email is up-to-date. Log onto Online Banking/My Settings to update your email.

* APR=Annual Percentage Rate. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. Not all approved applicants will qualify for the lowest rate.

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