Your Home Your Money and You- News you can use Spring 2017

Spring is here which means that the first quarter of 2017 is now done. Let's take a look at what we have experienced.

The Real Estate market in San Diego continues to be strong with prices increasing and homes selling quicker. Inventory also continues to shrink making the San Diego Real Estate market even more competitive.

Get early access to properties throughout San Diego County BEFORE they hit the market!

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For the first time since 2006, the conforming loan limits have increased nationwide.

These loan limits apply to Conventional and FHA loans. VA loans follow the 1 unit limits. There is no increase for a multi unit property

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Hot Loan Program Updates

Bad news

The San Diego Housing Commission announced that the maximum sales price of properties eligible for down payment assistance n San Diego County would be $418,000. Attached and detached properties will be subject to the new limit and became effective March 1, 2017.

Good news

Golden State Homeownership grant increased their maximum debt to income ratio for those using conventional financing. This will open up many more possibilities to those who would like to use the grant to cover closing costs and or down payment.

VA loans will no longer require that qualifying income be reduced by the amount of job expenses written off on the borrower's tax returns IF commission income is less than 25% of the total qualifying income

Social Media: A few posts you might enjoy

Ready to start the homebuying process?


(858) 3- LOAN-SD |

Services we provide:

  • Purchase loans - Conventional, VA, FHA, USDA and Jumbo
  • Refinance for rate reduction
  • Cash out refinances

Content and Information is for informational purposes only and is deemed accurate and reliable as of the date of production but not guaranteed. Laura Borja (NMLS#199107) and Mann Mortgage, LLC, are not endorsed by, nor acting on behalf of or at the direction of Fannie Mae, Freddie Mac, HUD, FHA, VA, USDA or any government agency. All programs are subject to credit, income and all guideline qualification and eligibility. This is not a guarantee of financing or a firm offer of credit. Mann Mortgage is licensed by the California Dept. of Business Oversight under the California Residential Mortgage Lending Act #813K741. NMLS#2550

Created By
Laura Borja


Created with images by emily @ go haus go - "livingroom" • myguys.nova - "House For Sale, Real Estate SOLD sign"

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