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Interior FCU Newsletter Winter 2020

Add Your Visa® Card To Your Online Wallets

Happy New Year! With a new year, comes new goals, new challenges, and new ways of life. Are you an avid online shopper? Do you frequent sites like Amazon®, Walmart®, & iTunes® or just grocery shop online? You’re in luck, if you add your Visa debit card or Visa member rewards credit card to your online account, you’ll be able to rack up points quickly! With a Visa debit card you can take full advantage of our Nickel Back Program and earn 5 cents on signature based transactions! If you’re a member rewards cardholder, you can redeem your points for cash back or save up for your next adventure after the pandemic. Make your cards top of wallet, and you’ll be happy you did! Start earning today and apply for your Visa card.

Did you know that if you have both our debit and credit card you can combine your rewards? That’s right, redeem cash, adventures, gifts, or make a donation when you use both cards to earn points.

Already taking advantage of your rewards? Using our digital wallets can help you stay safe from COVID-19. If you’re shopping in person, all you have to do is tap, pay, and go! Use our digital wallet when paying online for a fast and secure checkout process.

Transfer your balances to one low interest rate card and save!

Winter Balance Transfer

Did you rack up a lot of credit card debt this holiday season? No worries with the Interior FCU Visa Platinum card! Consider transferring your balances to enjoy an intro rate of 2.90% APR* for 6 months. Then, the rate reverts to as low as 7.85% APR for Visa Platinum and as low as 9.85% APR for Visa Platinum Rewards. Our cards have No Annual Fee, No Balance Transfer Fee, No Cash Advance Fee, and No Foreign Transaction Fees! Consolidate your debt on one low-rate card.

If you already have our Credit Card, make a balance transfer online by selecting Visa Access, and then Account Services.

You Spoke, We Listened

Many of you have told us that you have had less than satisfactory experiences with our after-hours call center, so we are happy to announce that we have selected a new vendor to assist with member calls after 6 p.m. EST. This new partnership allows us to continue offering member service 24 hours a day, 7 days a week, with an anticipated improvement in member satisfaction. They will continue to assist with rollover calls during peak Credit Union business hours. We have expanded the service offerings to include:

  • Resolve Online Banking Issues
  • Resolve Debit Card Issues
  • Place Travel Warnings on Debit Cards
  • Place Check Orders
  • Assist on a Deeper Level with Account Issues

Members' satisfaction is important to us, and we trust that our new partnership will help serve you better!

Money Management

The start of a new year is always a great time to re-assess your finances. With our Money Management tool, it’s never been easier. With graphical displays of spending patterns, you can visually see where your money is going. Build a budget that will serve you and your family well this year.

Not sure where to start? Sign up for our 10-part video series to learn about this free tool that is available in online and mobile banking.

GreenPath™ - financial counseling for our members

Interior FCU has partnered with a new organization, GreenPath™. Through the partnership, GreenPath™ counselors will assess an individual or family’s entire financial picture and identify options that make it easier to plan for a financially healthy future. Working directly with individuals and through partnerships since 1961, GreenPath™ has assisted millions of people with debt and credit management, homeownership education and foreclosure prevention.

Mortgage Loans

Call Us for details on how to get started with a mortgage today!

With a mortgage from Interior Federal Credit Union, we offer fixed and variable rates. Serving you and your families to the best of our ability is what we are here for. We work with the Credit Union Mortgage Association (CUMA) to provide you a variety of loan options, including Reverse Mortgages and First Time Home Buyer’s Programs.

Loan Payments Nipping at Your Nose?

Take a winter vacation from your loan payment with Skip-A-Payment. Interior Federal Credit Union offers Skip-A-Pay on Personal Loans and Vehicle Loans once every six months. Members must qualify to skip a payment on their loans. For more information, please see our website. Or, fill out a Skip a Payment Form under Secure Forms through Online Banking.

TurboTax® Member Benefit

Did you know that as a credit union member you are eligible to use TurboTax at a discounted rate? Members can start their tax return directly through Online or Mobile Banking and won't have to create another username or password. If you have used TurboTax online in the past, then all your previous returns are saved. By using TurboTax, members also have access to experts to answer any tax related questions. What are you waiting for? Get started on your taxes today!

If you are looking for a place to park your tax refund for a while, consider a short-term, 6- month certificate or a Money Market Account. We offer some great rates!

Education Resources

Since our last newsletter, we have written some new content for our members. Check out our blogs on accessing ACHIEVE financial wellness and updating your personal information in mobile banking. As valued members, we want you to be able to take advantage of all the products and services we offer. Keep an eye out for new monthly blogs. We appreciate being Your Natural Resource for Financial Services.

Share the Gift of Membership

Answer Your Membership Questions

Your immediate family members are eligible to join the Credit Union, too. Here are some ways your family can benefit together:

  • Transfer money between accounts with Member-to-Member Transfers in online and mobile banking.
  • Manage money for the family through the Money Management Tool.
  • Turn on/off joint account cards with Card Controls.
  • Watch your savings accounts grow as you add money to various accounts like Secondary Savings, Holiday Clubs, Vacation Clubs, and Certificates.
  • Earn Rewards on both debit and member rewards credit card purchases, which can be redeemed for cash back (another way to add to savings.)

Invite your family to join the Credit Union at interiorfcu.org. There are other paths for friends to join, too. Visit our membership page.

College Scholarship Program

Are you headed off to college or trade school in 2021? Well, Interior Federal Credit Union is pleased to announce our college scholarship to make it easier for you to meet tuition costs. The $12,000 Credit Union College Scholarship Program for 2021 is underway now! College-bound members are eligible to apply for one of ten $1,000 essay-based scholarships - one $1,000 video-based scholarship; and one $1,000 photo-based scholarship. And, yes, you may apply in all three categories!

Deadline for applications is March 31, 2021. Scholarship winners will be announced in May 2021. Any member of Interior FCU entering their freshmen through senior year of college or trade school may apply. To find out more, visit our Member Discounts Page, and click on the CU Scholarship quicklink on the left side of the page.

Update Your Email Addresses

It's so important that we can communicate with you. Especially for important account notifications, we need to know how to reach you fast. We can only do that if we have your correct email address. Please make sure your email is up-to-date. Log onto Online Banking/My Settings to update your email.

2021 Annual Meeting

Like 2020, this year the Annual Meeting will be held virtually and tentatively set for March 2021. Please be on the lookout in your emails for more details and an invitation. *Please note, the date may change due to COVID-19.

* APR=Annual Percentage Rate. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. Not all approved applicants will qualify for the lowest rate.

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