Insurance Protection That Means Business.
When you need solid insurance coverage to protect your commercial assets, it shouldn’t be business as usual. As a trusted Michigan-based provider for more than 100 years, we understand that insurance should be a reliable and stable safety net when you need it the most. Our versatile coverage for business owners provides the security and flexibility to ensure your business operates smoothly and remains successful.
Our features include:
- Automatic Increase feature for Building Limits
- Outdoor Property - $2,500 limit including fences, TV/radio antennas, unattached signs (fire, lightning, explosion, riot or civil commotion or aircraft perils only)
- Exterior Signs Attached to Buildings - $1,000 per sign
- 25% Seasonal Increase of Business Personal Property
- Money & Securities - $5,000 inside premises; $2,000 outside premises / Up to $50,000 for either
- Forgery and Alterations - $2,500 limit / Up to $100,000
- Business Income - Actual loss sustained within twelve (12) consecutive months
- Extra Expense - Actual loss sustained within twelve (12) consecutive months
- Accounts Receivable - $10,000 at premises; $5,000 Not at premises/Up to $250,000
- Valuable Papers and Records - $10,000 at premises; $5,000 Not at premises/Up to $250,000