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Interior FCU Newsletter Summer 2021

Visa® Gas & Grocery Points

Attention Member Rewards VISA® cardholders! We are offering you 4 times your points on your gas station and grocery store purchases, July 1 thru August 31, 2021. As a cardholder, you can redeem your points for things like fuel, cash, gift cards, travel, concerts, and more! Speaking of fuel, we have a new real time reward benefit. You can use your points at the pump for $0.50 off per gallon! This is available at Shell® and BP® stations nationwide, with more on the way. Make sure to have a balance of 2000 points in order to receive the discount. We are so excited to share this new reward with you!

Don’t have a card yet? Click the button to apply.

Car Buying Services

If you need to buy or trade a car from home, use one of our partners, TrueCar® or Carvana®. Both of our partners offer COVID-safe home delivery and buy online options. If you are in the market for a new or used vehicle, see what TrueCar and Carvana have to offer!

What Are the Benefits of Having An Interior FCU Vehicle Loan?

  • Up to 100% financing plus tax and tags, extended warranties, GAP insurance, and payment protection insurance.
  • Various terms available
  • Simple interest financing with very competitive rates
  • NO repayment pentalties

Already have a loan with another financial institution? We may be able to refinance your loan to a lower monthly payment with a better rate! With our fast decisioning and low rates, you could be in the driver's seat in no time! Our vehicle application is available to you 24/7 through digital banking. Apply now to get started.

What is a MICR and why is it good for me?

MICR stands for Magnetic Ink Character Recognition. We have put this new feature in place to help our members transfer and deposit funds into specific accounts. Before, you would have to transfer money into your primary savings and then transfer the appropriate amount of funds to a separate account or loan from there. Make a payment to your monthly loan, or put away funds immediately into your vacation fund without any extra steps.

We are happy to improve the digital banking experience for our members! Read more about the use of your new MICR number in our blog.

Back to School is Around the Corner

Are you heading off to college for the first time or back for another year? It's important to be financially prepared while you’re away from home. Here are some suggestions to set yourself up for protection and success:

  1. A Vehicle Loan – if you need a car to get home from school and then back, you may be paying for it on your own. Or, if you just finished school and are looking to invest in a vehicle, check your preapprovals or apply for a loan with us! We offer loans on new and used vehicles, as well as refinancing. Use one of our car buying services to help navigate the buying process.
  2. A Visa® Credit Card – receive 0% APR* for the first 6 months! (After 6 months, the rate will revert to your contracted rate or as low as 7.85% APR for Visa Platinum or 9.85% APR for Visa Platinum Rewards.) We only offer this to members between the ages of 18-26 AND new members so act before it’s too late. A credit card can be a great tool when used responsibly. Learn about them through ACHIEVE, our financial education program.
  3. A Checking Account – with our checking account, you receive a free Visa® Debit Card, unlimited free ATM transactions, and Nickel Back Rewards. When you use your debit card for signature-based transactions, you will receive a nickel back into your account! Young Adult Accounts also earn 3.01% APY+ on the first $500! How great is that?
  4. A Personal Loan – We know many of our members have student loans. However, those do not cover all your expenses for school. A Signature Loan can help with that! With low rates and various terms, we can help you cover any extra purchases necessary*. Starting August 1, 2021 - September 30, 2021 we will be offering a Back To School Special with rates as low as 7.25% APR*

We are always here to assist you in times of need. Get ready for school with Interior Federal Credit Union.

* APR=Annual Percentage Rate. Rates and terms are subject to change and may vary based on creditworthiness and qualifications. Not all approved applicants will qualify for the lowest rate.

+Annual Percentage Yield

KEEPER® Member Benefit

Never forget a password again with Keeper® Security! Keeper is a top-rated password management application that allows users to store passwords in a protected vault for future use. With Keeper, you’ll always have the password you need. Members are eligible for a 20% off discount with the promo code “IFCU21”. Click the button to get started with your personal Keeper account.

Card to Cart- What is it?

Are you an avid online shopper? Do you frequent sites like Amazon®, Walmart®, iTunes®, or just grocery shop online? You’re in luck, if you add your Interior FCU Visa® debit card or Visa member rewards credit card to your online account, you’ll be able to rack up points quickly! With a Visa debit card, you can take full advantage of our Nickel Back Program and earn 5 cents on signature-based transactions! If you’re a member rewards cardholder, you can redeem your points for cash back or save up for your next adventure after the pandemic. Make your cards top of wallet, and you’ll be happy you did! Start earning today and apply for your Visa card. Do you use Visa Secure when shopping online? Make sure to add our cards there as well.

Did you know that if you have both our debit and credit card you can combine your rewards? That’s right, earn more points faster when you combine your spending. Then, redeem your points for cash, adventures, gifts, or make a donation to your favorite charity.

Already taking advantage of your rewards? Using our digital wallets can help you stay safe from COVID-19. If you’re shopping in person, all you have to do is tap, pay, and go!

Forgot your wallet in the car or even at home? Don't sweat it. Using your smartwatch, pay for your items right there... hassle free! Another great benefit of paying with a smartwatch – it's contactless! Avoid touching card surfaces by holding your card about an inch above the card terminal. We offer Apple Pay®, Samsung Pay®, Google Pay®, Fitbit Pay™, and Garmin Pay™.

Join Our Board of Directors

The Credit Union is searching for volunteers with energy, initiative, and interest in serving on our board of directors. Qualified members who would like to run in the 2022 Board of Directors election must submit an application online by August 28, 2021. If you have any questions, please call 800-914-8619 or email contact@doifcu.org.

Member Survey

We have contracted with a 3rd party to conduct an anonymous survey among our members regarding your satisfaction with the Credit Union. Interior FCU sends out this survey every 3 years so this may be a new process for some of you. You will receive an email from noreply@qualtrics-research.com, this is NOT spam. The email will be sent to your inbox on or around August 16, 2021.

We thank you in advance for taking the time to complete this very important feedback tool. Your feedback is invaluable to us. Most members find they can finish it in 15 minutes or less. Thank you to each of you for being a loyal member of our Credit Union.

Update Your Email Address

It's so important that we can communicate with you. Especially for important account notifications, we need to know how to reach you fast. We can only do that if we have your correct email address. Please make sure your email is up-to-date.

Online: Log onto Online Banking, then choose "My Settings" in the top right corner to update your email.

App: Log in, tap the "More" button in the bottom right. Then, tap the gear icon in the top right corner of your screen to update your personal information.

Browser for Online Banking

We want to let you know that for the best experience in Online Banking, please do not use Firefox™. There are known issues with this browser, especially with the money transfer features. Google Chrome™ works best, but you can use others like Safari® or Edge™. Thank you for your patience.

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