I'm ready to buy...what's next? Rita Cox Realty Group

First, select the right realtor!

Next, Select your lender. OUR RECOMMENDATIONS:

Discussion Questions for Lender:

1. How much house can you afford?

2. What type of loan - FHA, VA, Conventional

3. Down payment assistance options

4. Interest rate information, terms etc.

5. Get Pre-Approval

Now for the fun part...the home search!


Location: proximity to work, family, activities and other interests

Neighborhood: Are there worthwhile amenities and local activities? What are the traffic patterns, school performance data, and crime data?

Condition of the home: Are you willing to renovate or put money into the home? Are there projects that need immediate attention or can they be completed over time?

Layout: Will the flow of the home be functional for your daily tasks?

Does it 'feel' like home? Can you see yourself living there?

Other things to consider: Natural light, parking situation, architectural details, proximity to neighbors

Once you've found 'the one'...

Now you've made it to closing day!

***closing day***

Final walk thru - make sure everything is exactly as it was when you made the offer.

- Bring your drivers license

- Bring certified funds

- Closing takes about an hour

- Review Closing Disclosures

- Sign your security/Loan Documents

- Get your Keys!!

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