Raven Peggins, McCalla
While the list of many accolades that Raven Peggins can claim includes honors graduate, UAB Blazers cheerleader, hip-hop dance teacher and nurse, it is move-up homebuyer and two-time Step Up customer that brought AHFA staff to her door in December.
The 26-year-old family nurse practitioner decided to sell her townhouse in Helena and purchase a house in her hometown of McCalla to make the commute to her job at UAB's Kirklin Clinic more convenient.
Peggins used AHFA's Step Up program with her first home purchase in 2016 on the advice of her lender Dolan Williams with First Bank in Birmingham. She was happy to use Step Up again when he recommended it for her new home purchase.
Zachary McCraw, Spanish Fort
School counselor and graduate student Zachary McCraw spent six years living in apartments after he moved to Spanish Fort for a new job. In 2019, he decided that it was time to make the step to becoming a first-time homebuyer.
McCraw credits lender Karen Campbell of FirstBank Mortgage in Fairhope with steering him to a Mortgage Credit Certificate (MCC), available through AHFA.
Brent Parker, Mobile
AHFA met with Brent Parker, a Navy veteran and resident of Cottage Hill Place in Mobile. Cottage Hill Place, a newly constructed, 80-unit affordable housing development, was financed in part with $912,116 in Housing Credits administered by AHFA.
Parker, a native of Mobile, described life after military service, "After I received an honorable discharge, I moved back home to pursue a degree in computer network administration. I enjoy cooking, designing, and motivating the youth. I am the caretaker for two of my nephews. I strive everyday to make sure that they are equipped and ready to be young adults in this world."
Living in Cottage Hill allows Parker to care for his nephews while he deals with service-related injuries and works to reenter the job market. He said, "The community is a nice, clean, and friendly environment. The staff is phenomenal. Maintenance is always prepared to render services in a timely manner. Also, the community office manager is respectful and willing to assist in any situation surrounding the Cottage Hill Place community. Overall, Cottage Hill Place is a great and inviting place to live!"
Bentley Family, Talladega
Latynda Bentley and her son, Chilton, and daughter, Za’Ajzsa, are new residents at Sunrise Village. They moved to the Talladega area several years ago so Chilton could attend school at the Alabama School for the Blind (ASB).
Last year, their house caught on fire, and they had nowhere to go. Latynda sent her daughter to live with her grandmother while Chilton went to live in the dorms at ASB. Although he liked the experience at first because he got to socialize with friends, he grew homesick and missed living with his mother. So she stepped up her search for a new place to call home and found Sunrise Village.
It’s a unique development that offers specialized services for vision and hearing-impaired residents. Staff at Sunrise Village work with the Alabama Institute for the Deaf and Blind to help residents attending their schools get back and forth to campuses. They have also secured an eye-scan reader for residents who are sight-impaired. The machine scans the text from their mail or any other notices and audibly relays the message.
Latynda says, “Chilton has been going to ASB since he was 3 years old, and I don’t trust him going anywhere else because of his eyesight. I want him to stay in that environment and continue to learn how to be independent because they have taught him so much.” She describes finding Sunrise Village as a blessing and shares how happy they all are to be living there.
AUDITED FINANCIAL STATEMENTS
The Alabama Housing Finance Authority is a public corporation and instrumentality of the State of Alabama created July 25, 1980, by Act No. 80-565 of the Alabama Legislature.
The bonds of the Alabama Housing Finance Authority are not obligations of the State of Alabama and are not repaid with tax dollars. AHFA is a self-sustaining organization which pays all operating expenses from program revenues.