Eighty-six percent of members have health insurance for 2018 while 14 percent do not. Sixty-two percent of those who do NOT have health insurance for 2018 found the cost too high and could not afford it.
Top 5 Sources of Primary Health Insurance
1.) Spouse's employer plan: 28%
2.) Medicare: 22%
3.) State or federal health insurance exchange: 12%
4.) Insurance broker: 10%
5.) Full-time job (not real estate related): 6%
The median cost of monthly premiums is $500. Nineteen percent pay between $500-$749, and 19% pay between $1000-$1,999 - the two largest monthly premium groups.
Twenty-six percent feel their monthly premiums are affordable enough. Twenty percent feel their monthly premiums are far too expensive.
Twenty-seven percent feel their deductible is affordable enough. Nineteen percent feel their deductible is far too expensive.
Top 5 Priorities Related to Health Care Coverage:
1.) Affordable premiums
2.) Reasonable deductibles and co-pays
3.) Access to my preferred doctors
4.) No exclusions for pre-existing conditions
5.) No lifetime caps on health expenses
Greatest motivating factors in switching health insurance plans: