We are excited to announce that as of April 1st Novus Home Mortgage will be joining Ixonia Bank to create a new residential mortgage lending division.
Novus means “new” in Latin, and that is our vision here at Novus Home Mortgage. Our goal is to create an innovative brand that will approach the industry from a new perspective.
By partnering with Ixonia Bank, we are able to create a truly unique platform that leverages the strength and stability of a bank, with the flexibility and entrepreneurial spirit of an independent mortgage banker. Novus experienced tremendous growth over the last year and now with the backing of a bank we’re able to take our platform to a whole new level.
Our management team has deep experience in mortgage banking, and we are constantly challenging ourselves to do better, think differently and find new ways to improve the lending experience for our customers. Our people are our greatest asset, and what sets us apart the most from our competition. We are building a mortgage company run by mortgage people, for mortgage people.
The systems, processes and methods that the industry has used over the past 10-15 years won’t work in the future. By using robotic process automation and other proprietary technologies we’re cutting out manual processes, reducing errors, and creating efficiencies. The latest predictive analytics and AI technologies allow us to focus on getting to the consumer first, so we are able to identify and incubate prospects, and convert them into applications that close quickly.
We believe that our customers deserve a better experience - one that’s honest, transparent, and easy. Our customers have the ability to apply for their loan, verify income and assets, digitally review and e-sign disclosures, and submit necessary paperwork all from a mobile device. They’re also able to stay informed through the entire loan process with mobile alerts and messaging.
No doubt we are in turbulent and changing times today and it’s imperative that we find ways to reduce costs and create more consistency in the loan process. Having access to lower cost of funds, unique portfolio programs and sharper pricing allows our originators the tools to not only compete today – but to truly differentiate ourselves.
This is the future and we have a vision for it here.
Eric Egenhoefer — President & CEO
- Lending in all 50 states
- Agency direct lending — FNMA, FHLMC, FHLB
- Portfolio & Jumbo lending
- Direct to agency underwriting philosophy
- Industry leading technology for both sales & operations
- Proprietary technology using predictive analytics to help identify future borrowers
- Top tier benefits & 401k program
- In-house marketing & sales support
- Tools & support to brand our loan officers
- Vision, direction, & leadership