Buying a Home Jada boykin

What I'm Looking For In A Home🏡📊

(In order of importance. 10 being the highest, 1 being the lowest.)

  1. Landscape
  2. Modern Home
  3. Size
  4. Entertainment Space
  5. Bathroom(s)
  6. Bedroom(s)
  7. Amenities(ex: shopping center, grocery store)
  8. Transportation
  9. Neighborhood/ Location
  10. Price/ Mortgage

Job Title & Location🏥🛣

Job/ Company: Nurse Practitioner

City Of Job: Philadelphia, PA

I choose this profession because this is the future job that I wish to pursue after atting college. I choose this location because this is the city in which I live in now. It may change in the future, but I'll never know where I'll end up. I hope to live no longer than a hour and a half away from my job because I know I'll have to commute via public transportation.

Getting Pre- Approved✅👍🏾

Income Amount: $58,000.00

Down Payment Amount: $10,000.00

Credit Score: 720

Pre-Approval Amount: $1,745.00

Finding My Home🏡😅

Address: 5343 N. 15th St. Philadelphia, PA, 19141

Number of Bedrooms: 3

Number of Bathrooms: 1

Price: $139,000.00

Lot Size: 1,316 sqft.

Age: 100 yrs. old

Closing Cost(s)🏦🏡

Down Payment: $27,800.00

Property Taxes: $1,274.00

(Used calculator in iTunesU)

Tittle Insurance: $1,095.00

(Used calculator in iTunesU)

Processing Fee: $960

(Used calculator in iTunesU)

Flood Cert: $20

Mortgage Application Fee: $150

Commitment Fee: $370

Appraisal: $500

Total Amount Paid at Closing: $31,369.00

Mortgage Amount💰💳

Property Value: $139,000.00

Down Payment Amount: $27,800.00

Credit Score: 720

Number of Years(Loan Term): 30 yrs.

Mortgage Rate: 4.5%

Monthly Mortgage Amount: $545.00

Affordable Or Not Affordable❓

Monthly Mortgage: $545

Monthly Income: $4,833.33

(To find monthly income divide annual salary by 12)

(Multiply monthly income by percent of monthly income.)

Percent of Monthly Income: 28%

Ending Result: $1,353.33 Affordable 😅✅

Photos Of My New Home 🏡✅💰

Pictures of My Home

Credits:

Created with images by Walkerssk - "kuala lumpur twins malaysia" • Paintzen - "Living Room Interior Design" • sasint - "the device hospital surgery" • Tax Credits - "House"

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