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Time to Buy Again

For people who have experienced a distressed sale of a home and gotten their finances and credit back in shape, there can still be an unanswered question of "How long do we have to wait to qualify for another mortgage." The loan types for the new loan will differ in amounts of time based on the event.

The different lending authorities, VA, FHA, Fannie Mae (FNMA) and Freddie Mac (FHLMC), establish their own waiting periods. A borrower may be eligible to qualify for one type of mortgage before another type, even though during this waiting period, that the person was current on all payments and maintained a history of good credit.

The following chart indicates how long a person might have to wait.

A recommended lender can give you specific information regarding your individual situation and can make suggestions that will improve your ability to qualify for a mortgage. This process should be started before looking at homes because of the time constraints listed here can vary based on current requirements and possible extenuating circumstances of your case.

We want to be your personal source of real estate information and we're committed to helping from purchase to sale and all the years in between. Call us at (512) 567-7576 for lender recommendations.

Independence Day ~Past & Present~

July 4th is a time for fireworks, family picnics and barbecues. Marching bands and floats parade by as we wave the red, white, and blue.

We recall that the flag is a symbol of this great nation's history when 13 colonies banded together and declared their liberty.

They stood up to the king of England and bravely went to war because Life, Liberty, and Happiness were worth fighting for.

So when we hear the national anthem let's all stand up and sing, and remember those who fought bravely so FREEDOM could forever ring.

This July 4th I recall those who fought to gain this nation's freedom and proudly salute our uniformed soldiers and sacrificing today to preserve this freedom. Their courage inspires me on this national holiday and throughout the year.

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FEATURED PROPERTIES

1101 IVEAN PEARSON road e204

LAGO VISTA, TX

3 Bedroom - 3 Bath - 1,788 Sq Ft

Lake Front & Luxury Resort Amenities

21122 Highland Lakes #2

Vista Villas of Lago Vista

[ For More Property Information Click Here ]

3 Bedroom - 2 Bath - 1,710 Sq Ft

Breakfast Bar & Granite Counters

8420 ROCK CLIFF drive

JONESTOWN, TX

2 Bedroom - 2.5 Bath - 2,144 Sq Ft

2 Decks with Lake Travis Views

8206 BRONCO LANE

LAGO VISTA, TX

3 Bedroom - 2 Bath - 1,212 Sq Ft

Cozy & With a View!

5100 LOOKOUT RIDGE

MARBLE FALLS, TX

3 Bedroom - 2 Bath - 2,134 Sq Ft

Lots of Space to Entertain on the Lake!

7307 CROSSBOW TRaiL

LAGO VISTA, TX

2 Bedroom - 2 Bath - 840 Sq Ft

Double Lot!

Built in 2018

Credits:

Created with images by jarmoluk - "calculator the hand calculate" • nattanan23 - "money finance mortgage" • Zoltan Kovacs - "untitled image" • Zac Cain - "untitled image" • ElleJayeDee - "fireworks night colorful"

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