HC113: Preparing Housing Counselors for the HUD Certification Exam
January 30-February 3, 2017
This course is designed to provide housing counseling practitioners with tools and strategies in preparation for sitting for the U.S. Department of Housing and Urban Development (HUD) certification exam.
This training has been updated to reflect the recent modifications republished in July 2016 regarding updated mortgage regulations and lender disclosure requirements, including information about the Ability to Repay/Qualified Mortgage rule and the TILA-RESPA Integrated Disclosure (TRID) rule.
The core topics that will be discussed during this training are:
1. Financial Management/Budget
2. Housing Affordability/ Renting VS. Buying
3. Fair Housing/ History and Overview
4. Homeownership/ Pre-Purchase
5. Avoiding Foreclosure/ Retention Options
6. Tenancy/Obtaining and Maintaining Tenancy
HC117: Counseling on Emergency Preparedness and Recovery
January 30-31, 2017
Attendees will be introduced to the availability of Federal Emergency Management Agency, U.S. Small Business Administration, and other disaster resources and tools.
Each attendee will learn how to utilize various disaster-related resources to provide services and conduct outreach events. Understanding your options will help manage expectations, mitigate further loss, and serve as a valuable resource to persons and communities directly or indirectly impacted by both man-made and natural disasters. Instructor will share tips, techniques, and best practices surrounding disaster preparedness and funding.
Fair Lending and Mortgage Fraud Counseling
February 1-3, 2017
Participants will gain knowledge of fair housing and fair lending and learn how to spot and avoid mortgage fraud. Attendees will be immersed in lending and borrowing terminology and predatory practices of the past. Attendees will learn real estate cycles and how to spot trends. Analyze the pre- and post-mortgage financial crisis. The classes include recognizing scams, learning ways to preemptively stop misapplication of payments by mortgage servicers, and integrating best practice case escalation. Glean useful and relevant insights, tips, and techniques for finding money when performing counseling services and when reviewing previously served clientele. There will be ample Q&A opportunities and strategies for success in your housing counseling services.
This course will also go discuss mortgage regulations and lender disclosure requirements, including information about the Ability to Repay/Qualified Mortgage rule and the TILA-RESPA Integrated Disclosure (TRID) rule.