Repairs on heavy equipment are almost always expensive, and having repairs done quickly is an even bigger venture. With insurance on your equipment, these costs can be covered so your production can be back up and running in no time at all. Having your insurance cover both repair expenses and expedition of those repairs will help with getting your machine back to you in running condition in almost no time at all.
Next, the interruptions that breakdowns can cause range from small, like a few weeks of lost production time, to month-long delays, which can possible prove catastrophic. With the addition of insurance on those breakdowns, any covered accident will provide assistance with those interruptions and keep your business alive and well.
Specifically in the food industry, with equipment breakdowns, produce can and will go bad, making the food absolutely useless for the company. Insurance on breakdowns gives those companies relief they need for that, covering the losses incurred.