re.tire.ment The action of leaving one's job and ceasing to work....
It doesn't matter if your living paycheck to paycheck or making six figures a year, everyone needs to know where their money is going if they want to have a grip on their finances
If you make your budget too tight you'll sink.
Make sure your budget is realistic, have a little fun money built in. You only live once...and Starbucks is necessary for survival.
Budgeting will come more easily the longer you stay with it, and you will reap the rewards in years to come. Above all, remember that budgeting is worth the effort.